About Us

We are an independent non-profit devoted to helping people and policymakers understand the tax system. Through research, public education and collaboration, our goal is to advance a tax system that promotes economic growth, shared prosperity and tax fairness.

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Insights

disability-tax

How Ottawa’s ‘cruel’ process keeps the majority of Canadians with disability from getting the Disability Tax Credit

Where the serious and stubborn policy problem lies is in the fact that poverty among people with disabilities is pervasive — despite multiple layers of government programs and supports. In the middle of this tangled mess is the Disability Tax Credit. It is the bureaucratic key to unlocking at least 13 different income supports.


Canada’s beloved First Home Savings Account has lost the plot. Maybe it’s time to rethink it

It’s tax time, and financial advisers are out in full force, pitching their latest and greatest services to lower your tax bill.And mentions of the First Home Savings Accounts are everywhere — billboards, Instagram feeds, even in your bank apps.


Broken Links: Poverty and the Limits of the Disability Tax Credit — Snapshot by Canadian Tax Observatory CEO Heather Scoffield

More than a quarter of Canada’s working age population has a disability of some kind and poverty among people with disabilities is pervasive—despite multiple layers of government programs and supports.


Research

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Broken Links

Only 16 per cent of people with disabilities qualify for the Disability Tax Credit and the access that certification brings to other, crucial programs. New research from Dr. Gillian Petit identifies four different links in the system that a person with a disability must steer through to access proper income security and support.


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Shelter vs. Tax Shelter

Research examining the impact of housing tax incentives—particularly the FHSA—on Canadian affordability. As more savings from affluent families flow into tax-sheltered accounts, there’s a cost to everyone else.


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Through solid, independent research and non-partisan public engagement, we aim to encourage fresh thinking that leads to practical solutions on tax policy.

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